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In past I heard many wrong things about credit cards and their charges and one time I even heard from somewhere that the credit card companies even beat you up if you are not able to pay up the dues. But all was myth and no reality was there in all such nonsense talks.

Now I am a proud owner of a credit card and I know the do’s and dont’s about credit card, so I can safely handle the card in my hands. My story is a little bit different than others as I never got permission from my father to own a credit card neither he allowed me to use his credit card saying that I am a small kid to handle the credit card. This was till last year but this year when I told my father that I need to have one Credit Card as I am doing some online businesses and need to buy things online so I need one. So, he granted me permission to have one. I applied in one of the local banks and then I got one International Card without any fees whatsoever.

There are some of the major factors which you have to keep in mind while using a credit card and they are as follows
1. Get your Billing date from Customer Care of the Bank so that you can be sure to pay your dues by a certain date.
2. Pay your dues by a fixed date before the month ends so that you do not attract any penalty.
3. Take minimum Cash Advances from the ATM machines as POS purchases are free of cost and Cash Advances do cost money from the day they were taken.

Finally do not disclose your Card’s number and CVV or CVC code to anyone, by anyone I mean anyone not even your friends. This was all about me and my Credit Card what about you and your Credit Card.
Do you have a Credit card or want to have one but are unable to get one or want full information about the same then I must say that you should visit Extra Credit Cards to get as much information about them as you can.